Insure that they get your money

The follow up to my last post about insurance is that our insurance company denied the post-op visits because the Doc stuck a scope up Ryan's nose. And they don't want to cover that. So now we have to pay the co-pays, and it's $90.

Even sadder... My dad chatted with me this morning and said "Did I ever tell you there's a lot of bullshit out there?" I said "Kinda, which bullshit are we referring to specifically, because that's a large topic."

Just because he's a year older, 60 years old and retired, his insurance premiums shot up $90 for each month. Each month. This just kills me. Yes, older people may usually require more care and everything, but dammit... the human life should not be reduced to dollars and cents.

(I came within 15 feet of Obama just awhile ago. I felt like shouting out "FIX OUR HEALTH CARE". And I'm regretting more and more that I didn't say that. Not that it wouldn't have mattered really, but still.)

I just said that older people may require more health care, which is true, but here's an example of things that shouldn't be happening. My dad naturally has heart problems running in the family. (I'm the lucky heir to that throne myself.) Family trait high cholesterol. Many insurance companies refuse to take him on because he's on a medication to treat the high cholesterol. BUT if he were NOT on that medication, they'd take him.

Soooooo, they'd rather shell out big time for some kind of heart attack or by-pass surgery rather than pay for a medication that should prevent such occasions? Of course, I do see how they're just hoping they'll win the lottery and maybe he would just die during the heart attack or maybe it just won't happen at all.

Thinking about all this bullshit is going to give me a heart attack right now. I hate it. It's so completely unfair and I don't see any resolutions in the foreseeable future.